Privacy Policy
Effective October 11, 2026 · Bakko Armour LLC
This policy explains what information Bakko Armour LLC, doing business as Bakko Armour Properties Collective (“BAPC”, “we”), collects when you use Munera™, how we use it, and the choices you have. Munera is the membership and payments service built into BAPC apps. Creators offer memberships, paid posts and tips; members pay for them inside BAPC apps.
What we collect
- Creators: name, email address, the channels and tiers you set up, and your earnings and payout history. To receive payouts, you complete identity and bank verification directly with Stripe; Stripe tells us whether your account can receive payouts but we don’t receive your full bank or ID numbers.
- Members and buyers: which memberships, posts, tips and orders you pay for, amounts, dates, refunds and disputes.
- Payments: card payments are processed by Stripe. We never see or store full card numbers.
- App connection: the BAPC app you used and your account identifier in that app.
Like most websites, our hosting provider also records basic technical information (such as IP address, browser type and the pages requested) to deliver the service and protect it from abuse.
How we use it
- To provide Munera™ and the features you ask for.
- To keep the service secure, prevent misuse and fix problems.
- To send you messages you need about your account or requests. We don’t send marketing email without your permission.
- To understand, in aggregate, how the service is used so we can improve it.
Who we share it with
We don’t sell your personal information. We share it only with service providers that help us run Munera™ — Stripe (payments and payouts), Vercel (hosting) and Neon (database). — under agreements that limit their use of it; when the law requires; or to protect people’s safety or BAPC’s rights.
How long we keep it
We keep information while it’s needed to provide the service and while your account exists, plus a reasonable period for backups, security and legal obligations. Backups roll over within about 30 days. When information is no longer needed, we delete it.
Your choices
- Ask us for a copy of your information, or to correct or delete it, by contacting bryan@studios.com.
- You can stop using the service and ask us to delete your account at any time.
- You can turn off notifications in your browser or device settings.
Children
Munera™ is not for children under 13, and we don’t knowingly collect their information. If you believe a child under 13 has given us information, contact bryan@studios.com and we’ll delete it.
Security
We protect information with measures such as encrypted connections and hashed passwords. No system is perfectly secure, so please use a strong, unique password.
Changes
If we change this policy in a material way, we’ll update the date above and, where appropriate, let you know in the app or by email.
Contact
Privacy questions or requests: bryan@studios.com.